Straight answers to the questions people ask most about Darret and the daret.
Darret is a Moroccan app that digitizes the daret (also called tontine or جمعية): a group contributes each month and each member receives the full pot in turn. Darret organizes the circle, verifies members, and tracks every payment transparently.
Yes. Darret takes no commission and has no hidden fees on your daret.
No. Darret never holds the funds. Members pay each other directly; Darret only organizes the daret and tracks payments transparently.
Sign up on darret.ma, verify your identity (CIN + selfie), then create your own daret or join one with an invite code from the organizer.
No. Because Darret does not hold the money, members can settle by bank transfer, cash, or any method they agree on.
Usually 3 to 12 trusted people. You set the monthly amount, the number of members, and the duration when you create the circle.
Every member is verified with their national ID (CIN) and a selfie, there are no anonymous members, and every payment is recorded and visible to the group.
Yes — the app is available in Moroccan darija, standard Arabic, and French.