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How Darret works

Darret is a Moroccan app that organizes your daret digitally. It coordinates the circle, verifies every member, and tracks each payment — but Darret never holds your money. Members pay each other directly.

Step by step

  1. Sign up on darret.ma and verify your identity with your national ID (CIN) and a selfie.
  2. Create a daret — set the monthly amount, number of members, and duration — or join one with an invite code.
  3. Each month, every member contributes their share and Darret records it.
  4. When it is your turn, you receive the full pot from the group.

What Darret does — and does not do

Do I need a bank account?

No. Because Darret does not hold the money, members can settle by bank transfer, cash, or any method they agree on. Darret is the organizer and ledger, not a payment holder.

Key facts