How Darret works

In short

You sign up on darret.ma, verify your identity with your national ID (CIN) and a selfie, then either create a daret — setting the monthly amount, the number of members and the duration — or join one with an invite code. Darret records every contribution and whose turn it is; members pay each other directly, and Darret never holds the money.

Darret is a Moroccan app that organizes your daret digitally. It coordinates the circle, verifies every member, and tracks each payment — but Darret never holds your money. Members pay each other directly.

Updated 2026-09-07

Step by step

Sign up on darret.ma and verify your identity with your national ID (CIN) and a selfie.
Create a daret — set the monthly amount, number of members, and duration — or join one with an invite code.
Each month, every member contributes their share and Darret records it.
When it is your turn, you receive the full pot from the group.

What Darret does — and does not do

Does: verifies members, organizes the rotation, tracks who paid, sends reminders, keeps everything transparent for the group.
Does not: hold, move, or custody your funds. Members pay each other directly by their preferred method.

Do I need a bank account?

No. Because Darret does not hold the money, members can settle by bank transfer, cash, or any method they agree on. Darret is the organizer and ledger, not a payment holder.

Key facts

Verify once with CIN + selfie.
Create or join a daret with 3–12 members.
Every payment is recorded and visible to the group.
Darret does not hold funds — members pay each other.
Free — no commission or hidden fees.

Frequently asked questions

Do I need a bank account to use Darret?

No. Because Darret never holds the money, members settle between themselves by bank transfer, cash or any method they agree on. Darret is the organizer and the ledger.

How long does verification take?

You upload your CIN and a selfie once. A human reviews the match — there is no automated facial recognition — and you are notified when your account is verified.

How do I invite people to my daret?

When you create a circle you get an invite code to share with the members you have chosen. They sign up, verify, and join with that code.

Can I be in more than one daret?

Yes. You can take part in several circles at the same time, each with its own amount, members and rotation.