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Security & trust

In short

Darret makes trust verifiable: every member is checked with their national ID (CIN) plus a live selfie, so no one in your circle is anonymous; every contribution and payout is recorded and visible to the whole group; identity documents are encrypted; and Darret never holds or moves your money — members pay each other directly.

A daret only works if you trust the people in it. Darret is built to make that trust verifiable rather than assumed.

Updated 2026-09-07

On this page
  1. Verified members only
  2. Transparent, recorded payments
  3. Your data is protected
  4. Darret never holds your money

Verified members only

Every member is verified with their national ID card (CIN) and a live selfie held next to the card. There are no anonymous members — you always know who you are saving with.

Transparent, recorded payments

Every contribution and every payout is recorded and visible to the whole group. Nobody can quietly skip a payment or dispute who received their turn.

Your data is protected

Identity documents are encrypted. Access is protected with secure sessions, rate limiting, and audit logging.

Darret never holds your money

Darret does not custody funds. Members pay each other directly. This keeps you in control of your own money and means Darret is an organizer, not a holder of cash.

Key facts

Frequently asked questions

How do you verify members?

Every member uploads their national ID card (CIN) and a selfie. A person reviews the two together — Darret does not run automated facial recognition — and only then is the account verified.

Who can see my identity documents?

Nobody in your circle. Identity documents are encrypted at rest and are used only for verification; other members see that you are verified, not your documents.

Can Darret take my money?

No. Darret has no custody of funds at any point. Members pay each other directly, so there is no Darret wallet, balance or account holding your money.

What stops someone from joining under a fake name?

Verification with a real CIN plus a matching selfie. There are no anonymous members, and the whole group can see who is in the circle.

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