A daret only works if you trust the people in it. Darret is built to make that trust verifiable rather than assumed.
Every member is verified with their national ID card (CIN) and a live selfie held next to the card. There are no anonymous members — you always know who you are saving with.
Every contribution and every payout is recorded and visible to the whole group. Nobody can quietly skip a payment or dispute who received their turn.
Identity documents are encrypted. Access is protected with secure sessions, rate limiting, and audit logging.
Darret does not custody funds. Members pay each other directly. This keeps you in control of your own money and means Darret is an organizer, not a holder of cash.